Financing Plastic Surgery

By Leeann Morrissey © 2008-2009 Staff Writer



These days, plastic surgery and affordability are commonly spoken in the same sentence. Fortunately, there are a variety of options designed to help patients afford aesthetic and/or reconstructive procedures. The goal of many physicians and financial companies is to help people – just like you – get the surgical treatment that they desire, and in some cases, need.

Plastic Surgery Cost

“The best way to determine if you can or cannot afford plastic surgery is to do some research.”

The economy can greatly affect a person’s decision to undergo plastic or cosmetic surgery. However, despite the state of the market and its effect on an individual’s family, his or her procedural goals should not have to be dismissed altogether. There are funding opportunities to prospective patients, which can assist them with plastic surgery costs.

The best way to determine if you can or cannot afford a plastic surgery procedure, such as a facelift, tummy tuck, or breast augmentation, is to do some research. Here are some possible ways that monetary aid can be obtained:

Payment plans:
Plastic surgeons realize that not all of their patients have extra money to pay for surgical expenses; therefore, they provide the option of paying in increments. By doing so, the burden of a procedure decreases and the entire process may become less worrisome for that individual.Plastic Surgery Cost

There are a multitude of companies developed to provide financing for plastic surgery. One example is This organization provides cosmetic surgery loans, payment plans, and low APR rates (when the economy is struggling, rates are often dramatically lowered to help consumers continue to make purchases).
Insurance companies:
Some insurance companies will help pay for procedures if they are designed to alleviate other medical issues. For example, a portion of the cost of breast reduction or rhinoplasty prices may be covered. Check with your insurance company to find out if it offers monetary assistance.
Tax deductions:
Although it is regarded as the least reliable source of funding, you may be able to get reimbursed by the government if your procedure has anything to do with your career. However, there is only a slight chance that it can be considered a write off, and according to the IRS, this is only available in rare circumstances.

“Some insurance companies will help pay for procedures if they are designed to alleviate other medical issues…”

By looking into these financing options, you should get a better understanding of the outlets that you can utilize to afford your procedure. Just like any other large purchase, you may have to save a little before splurging on breast implants. So until the time comes for your surgery, do your homework and learn about your procedure of choice by visiting our photo gallery featuring plastic surgery pictures and uncovering details in our procedure pages.

Still have questions? Please visit our plastic surgery forum and discuss financing with others who may have the same concerns as you!